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1. Preheat oven to 350 degrees.
2. Line 12 regular muffin cups with paper liners.
3. Heat a skillet.
4. Stir in apples, 1/4 cup brown sugar and butter.
5. Cook until apples are caramelized.
6. Let cool.
7. Beat cream cheese, 1/4 cup brown sugar and egg in bowl until smooth and fluffy.
8. Set aside.
9. Put remaining brown sugar and rest of ingredients (except cooked apples) in bowl, stir until blended.
10. Divide among muffin cups.
11. Top each with 1 tablespoon apples, 1 tablespoon cream cheese mixture, then the remaining apples.
12. Bake 30 min. or until cream cheese mixture has puffed and set.
13. Cool in pan.
14. Remove paper liners before serving.
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